/* ==========================================================================
   Rex Finanzplanung — styles.css  ·  Richtung D «Bordeaux Boutique» (Master)
   Calm Swiss premium, frisch & seriös. Bordeaux als Signatur (Logo-Farbe).
   Leitplanken (FORBIDDEN_PATTERNS): matte Bordeaux-Flächen statt Glanz,
   weiche statt schwere Schatten, kein Broker-Look, Preise transparent.
   ========================================================================== */

/* ---------- TOKENS ---------- */
:root{
  --bg:#FBFAF8; --paper:#FFFFFF; --ink:#23191B; --muted:#6F655F; --line:#ECE5DF;
  --bord:#6E1A2A; --bord-deep:#460E1B; --bord-bright:#8C2233; --bord-soft:#F6ECEC; --rose:#E9B9C0;
  --font:'Inter',-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;
  --r:20px; --r-s:13px;
  --shadow:0 18px 48px -18px rgba(70,14,27,.18);   /* weich, nicht schwer */
  --shadow-s:0 8px 22px -12px rgba(70,14,27,.14);
  --ease:cubic-bezier(.2,.7,.2,1); --dur:.24s;
  --container:1240px;
}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:var(--font);color:var(--ink);background:var(--bg);-webkit-font-smoothing:antialiased;
  -moz-osx-font-smoothing:grayscale;line-height:1.55;font-feature-settings:'ss01','cv11';
  text-rendering:optimizeLegibility;overflow-x:hidden}
a{color:inherit;text-decoration:none}
img,svg{max-width:100%;display:block;height:auto}
::selection{background:var(--bord-soft);color:var(--bord)}
*:focus-visible{outline:2px solid var(--bord);outline-offset:3px;border-radius:5px}
.wrap{max-width:var(--container);margin:0 auto;padding:0 40px}
@media(max-width:767px){.wrap{padding:0 22px}}
.skip-link{position:absolute;left:-999px;top:0;background:var(--bord);color:#fff;padding:12px 18px;border-radius:0 0 8px 0;z-index:100}
.skip-link:focus{left:0}

/* ---------- REVEAL ---------- */
.reveal{opacity:0;transform:translateY(22px);transition:opacity .7s var(--ease),transform .7s var(--ease)}
.reveal.in{opacity:1;transform:none}
@media(prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none;transition:none}html{scroll-behavior:auto}}

/* ---------- BUTTONS ---------- */
.btn{display:inline-flex;align-items:center;gap:8px;background:var(--bord);color:#fff!important;padding:15px 28px;
  border-radius:13px;font-size:16px;font-weight:600;border:0;cursor:pointer;
  transition:background var(--dur) var(--ease),transform var(--dur) var(--ease);box-shadow:0 12px 26px -14px rgba(110,26,42,.6)}
.btn:hover{background:var(--bord-bright);transform:translateY(-2px)}
.btn:active{transform:scale(.985)}
.btn.alt{background:#fff;color:var(--bord)!important;box-shadow:none}
.btn.alt:hover{background:#f3eded}
.ghost{display:inline-flex;align-items:center;gap:8px;padding:14px 24px;border:1px solid var(--line);border-radius:13px;
  font-size:16px;font-weight:600;color:var(--ink);background:#fff;transition:border-color var(--dur),transform var(--dur)}
.ghost:hover{border-color:var(--bord);transform:translateY(-2px)}
.txt{font-size:15px;font-weight:600;color:var(--bord);display:inline-flex;gap:7px;align-items:center}
.txt::after{content:"→";transition:transform var(--dur)}
.txt:hover::after{transform:translateX(4px)}

/* ---------- HEADER ---------- */
header{position:sticky;top:0;z-index:40;background:rgba(251,250,248,.82);
  backdrop-filter:saturate(160%) blur(16px);-webkit-backdrop-filter:saturate(160%) blur(16px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:76px}
.logo{display:flex;align-items:center;gap:11px;font-weight:700;font-size:17px;letter-spacing:-.02em}
.logo img{height:44px;width:auto;max-width:none}
.mark{width:30px;height:30px;border-radius:9px;background:linear-gradient(140deg,#8C2233,#6E1A2A 45%,#460E1B);position:relative;flex:none}
.mark::after{content:"";position:absolute;left:7px;bottom:7px;width:9px;height:9px;border-radius:2px;background:#fff;
  box-shadow:6px 0 0 rgba(255,255,255,.55),0 -6px 0 rgba(255,255,255,.35)}
.nav-links{display:flex;gap:30px;align-items:center;font-size:15px;color:#3a2f30;font-weight:500}
.nav-links>a:hover{color:var(--bord)}
.nav-links a.active{color:var(--bord)}
.has-dropdown{position:relative}
.dropdown-toggle{display:inline-flex;align-items:center;gap:5px;cursor:pointer;background:none;border:0;font:inherit;color:#3a2f30;font-weight:500}
.dropdown-toggle .chev{font-size:11px;transition:transform var(--dur)}
.dropdown-menu{position:absolute;top:calc(100% + 16px);left:50%;transform:translateX(-50%) translateY(-6px);
  background:#fff;border:1px solid var(--line);border-radius:var(--r-s);box-shadow:var(--shadow);padding:10px;min-width:250px;
  opacity:0;visibility:hidden;transition:opacity var(--dur) var(--ease),transform var(--dur) var(--ease)}
.has-dropdown:hover .dropdown-menu,.has-dropdown:focus-within .dropdown-menu{opacity:1;visibility:visible;transform:translateX(-50%) translateY(0)}
.has-dropdown:hover .dropdown-toggle .chev{transform:rotate(180deg)}
.dropdown-menu a{display:block;padding:10px 14px;border-radius:9px;font-size:15px;color:var(--ink);transition:background var(--dur)}
.dropdown-menu a:hover{background:var(--bord-soft);color:var(--bord)}
.navcta{background:var(--bord);color:#fff!important;padding:11px 20px;border-radius:11px;font-size:14px;font-weight:600;transition:background var(--dur),transform var(--dur)}
.navcta:hover{background:var(--bord-bright);transform:translateY(-1px)}
.nav-toggle{display:none;background:none;border:0;cursor:pointer;padding:8px;width:44px;height:44px}
.nav-toggle span{display:block;width:22px;height:2px;background:var(--ink);margin:5px auto;transition:transform var(--dur),opacity var(--dur)}
.mobile-menu{display:none}
@media(max-width:960px){
  .nav-links{display:none}.nav-toggle{display:block}
  .mobile-menu{display:block;position:fixed;top:76px;left:0;right:0;height:calc(100vh - 76px);height:calc(100dvh - 76px);
    background:#fff;z-index:39;transform:translateX(100%);transition:transform .3s var(--ease);overflow-y:auto;border-top:1px solid var(--line)}
  body.menu-open .mobile-menu{transform:translateX(0)}body.menu-open{overflow:hidden}
  body.menu-open .nav-toggle span:nth-child(1){transform:translateY(7px) rotate(45deg)}
  body.menu-open .nav-toggle span:nth-child(2){opacity:0}
  body.menu-open .nav-toggle span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
  .mobile-menu .wrap{padding-top:16px;padding-bottom:40px}
  .mobile-menu a{display:block;font-size:18px;font-weight:600;padding:16px 0;border-bottom:1px solid var(--line)}
  .mobile-menu .mm-label{font-size:13px;text-transform:uppercase;letter-spacing:.1em;color:var(--muted);padding:20px 0 4px;font-weight:700}
  .mobile-menu .mm-sub a{font-size:16px;font-weight:500;color:var(--muted);padding:12px 0 12px 16px}
  .mobile-menu .btn{width:100%;justify-content:center;margin-top:24px}
}

/* ---------- HERO (Home) ---------- */
.hero{position:relative;padding:78px 0 78px;overflow:hidden}
.hero::before{content:"";position:absolute;top:-220px;right:-160px;width:760px;height:760px;border-radius:50%;
  background:radial-gradient(circle at 30% 30%,rgba(140,34,51,.16),rgba(110,26,42,.07) 42%,transparent 66%);pointer-events:none}
.hero-grid{position:relative;display:grid;grid-template-columns:1.06fr .94fr;gap:60px;align-items:center}
.pill{display:inline-flex;align-items:center;gap:9px;font-size:13px;color:var(--bord);background:var(--bord-soft);
  border:1px solid #EBD8D8;padding:7px 14px;border-radius:100px;margin-bottom:24px;font-weight:600}
.pill .dot{width:7px;height:7px;border-radius:50%;background:var(--bord);animation:pulse 2.4s infinite}
@keyframes pulse{0%{box-shadow:0 0 0 0 rgba(110,26,42,.4)}70%{box-shadow:0 0 0 9px rgba(110,26,42,0)}100%{box-shadow:0 0 0 0 rgba(110,26,42,0)}}
@media(prefers-reduced-motion:reduce){.pill .dot{animation:none}}
.h1{font-size:clamp(42px,5.8vw,72px);font-weight:800;line-height:1.0;letter-spacing:-.035em}
.h1 .accent{color:var(--bord)}
.hero .lead{font-size:19px;color:var(--muted);max-width:52ch;margin:24px 0 34px;line-height:1.6}
.cta-row{display:flex;gap:14px;flex-wrap:wrap;align-items:center}
@media(max-width:960px){.hero-grid{grid-template-columns:1fr;gap:40px}.hero{padding:56px 0 60px}}

/* proof card */
.proof{background:var(--paper);border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--shadow)}
.proof .top{background:var(--bord-deep);color:#fff;padding:20px 26px;display:flex;align-items:center;justify-content:space-between;border-radius:var(--r) var(--r) 0 0}
.proof .top span{font-size:12px;letter-spacing:.1em;text-transform:uppercase;opacity:.78}
.proof .top b{font-weight:600;font-size:14px}
.proof .stats{display:grid;grid-template-columns:repeat(3,1fr)}
.proof .stat{padding:26px 20px;border-right:1px solid var(--line);border-bottom:1px solid var(--line)}
.proof .stat:last-child{border-right:0}
.proof .stat .n{font-size:32px;font-weight:800;letter-spacing:-.03em;color:var(--bord)}
.proof .stat .l{font-size:12.5px;color:var(--muted);margin-top:4px;line-height:1.35}
.proof .foot{padding:20px 26px;font-size:15px;display:flex;gap:12px;align-items:flex-start}
.proof .foot .ck{flex:none;width:22px;height:22px;border-radius:50%;background:var(--bord-soft);color:var(--bord);display:flex;align-items:center;justify-content:center;font-size:13px;font-weight:700;margin-top:1px}

/* ---------- TICKER ---------- */
.ticker{background:var(--bord);color:#fff;overflow:hidden;white-space:nowrap}
.ticker .track{display:inline-flex;animation:scroll 30s linear infinite;padding:13px 0}
.ticker:hover .track{animation-play-state:paused}
.ticker span{font-size:14px;font-weight:500;padding:0 26px;opacity:.92}
.ticker span::after{content:"•";margin-left:26px;opacity:.45}
@keyframes scroll{from{transform:translateX(0)}to{transform:translateX(-50%)}}
@media(prefers-reduced-motion:reduce){.ticker .track{animation:none}}

/* ---------- PAGE HERO (Innenseiten) ---------- */
.page-hero{position:relative;padding:80px 0 64px;overflow:hidden}
.page-hero::before{content:"";position:absolute;top:-240px;right:-160px;width:720px;height:720px;border-radius:50%;
  background:radial-gradient(circle at 30% 30%,rgba(140,34,51,.14),transparent 64%);pointer-events:none}
.page-hero .inner{position:relative;max-width:62ch}
.page-hero .h1{font-size:clamp(34px,5vw,56px)}
.page-hero .lead{font-size:19px;color:var(--muted);margin-top:22px;line-height:1.6}
.page-hero .cta-row{margin-top:32px}
@media(max-width:767px){.page-hero{padding:52px 0 44px}}

/* ---------- SECTION ---------- */
section.blk{padding:100px 0}
@media(max-width:767px){section.blk{padding:68px 0}}
.eyebrow{font-size:13px;letter-spacing:.14em;text-transform:uppercase;color:var(--bord);margin-bottom:16px;font-weight:600}
.h2{font-size:clamp(30px,4.1vw,48px);font-weight:800;line-height:1.06;letter-spacing:-.03em;max-width:20ch}
.intro{font-size:18px;color:var(--muted);max-width:58ch;margin-top:18px;line-height:1.6}

/* bento */
.bento{display:grid;grid-template-columns:repeat(4,1fr);grid-auto-rows:minmax(178px,auto);gap:16px;margin-top:50px}
.tile{border:1px solid var(--line);border-radius:var(--r);padding:30px;background:#fff;display:flex;flex-direction:column;justify-content:flex-end;transition:transform var(--dur),box-shadow var(--dur);overflow:hidden}
.tile:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.tile .k{font-size:12px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--bord);margin-bottom:10px}
.tile h3{font-size:21px;font-weight:700;letter-spacing:-.01em;margin-bottom:8px}
.tile p{color:var(--muted);font-size:14.5px;line-height:1.55}
.tile.big{grid-column:span 2;grid-row:span 2;background:linear-gradient(155deg,#fff 42%,var(--bord-soft));border-color:#EAD9D9}
.tile.big h3{font-size:30px}
.tile.wide{grid-column:span 2}
.tile.dark{background:var(--bord-deep);border-color:var(--bord-deep);color:#fff}
.tile.dark .k{color:var(--rose)}.tile.dark p{color:rgba(255,255,255,.78)}
@media(max-width:880px){.bento{grid-template-columns:1fr 1fr}.tile.big,.tile.wide{grid-column:span 2;grid-row:auto}}
@media(max-width:560px){.bento{grid-template-columns:1fr}.tile.big,.tile.wide{grid-column:auto}}

/* cards */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:50px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:32px;transition:transform var(--dur),box-shadow var(--dur),border-color var(--dur);display:flex;flex-direction:column}
.card:hover{transform:translateY(-5px);box-shadow:var(--shadow);border-color:#E4D2D2}
.badge{width:42px;height:42px;border-radius:12px;background:var(--bord-soft);color:var(--bord);display:flex;align-items:center;justify-content:center;font-weight:700;font-size:15px;margin-bottom:18px}
.card h3{font-size:20px;font-weight:700;letter-spacing:-.01em;margin-bottom:10px}
.card p{color:var(--muted);font-size:14.5px;line-height:1.6;margin-bottom:20px;flex:1}
.card .more{font-size:14px;font-weight:600;color:var(--bord);display:inline-flex;gap:7px}
.card .more::after{content:"→";transition:transform var(--dur)}
.card:hover .more::after{transform:translateX(4px)}
@media(max-width:1023px){.cards{grid-template-columns:1fr 1fr}}
@media(max-width:640px){.cards{grid-template-columns:1fr}}

/* anders / vergleich */
.anders{background:#fff;border:1px solid var(--line);border-radius:24px;overflow:hidden;margin-top:50px;display:grid;grid-template-columns:1fr 1fr}
.anders .col{padding:40px}
.anders .col.them{background:#FAF7F4;border-right:1px solid var(--line)}
.anders .col h4{font-size:13px;letter-spacing:.1em;text-transform:uppercase;margin-bottom:22px;font-weight:700}
.anders .them h4{color:var(--muted)}.anders .us h4{color:var(--bord)}
.anders ul{list-style:none}
.anders li{padding:13px 0 13px 30px;position:relative;font-size:16px;border-top:1px solid var(--line)}
.anders li:first-child{border-top:0}
.anders .them li{color:var(--muted)}
.anders .them li::before{content:"✕";position:absolute;left:0;color:#C0A9A9;font-weight:700}
.anders .us li::before{content:"✓";position:absolute;left:0;color:var(--bord);font-weight:700}
@media(max-width:767px){.anders{grid-template-columns:1fr}.anders .col.them{border-right:0;border-bottom:1px solid var(--line)}}

/* statement (matte deep bordeaux) */
.statement{background:var(--bord-deep);color:#fff;border-radius:28px;padding:84px 60px;position:relative;overflow:hidden}
.statement::before{content:"";position:absolute;top:-40%;right:-8%;width:560px;height:560px;border-radius:50%;background:radial-gradient(circle,rgba(140,34,51,.5),transparent 62%)}
.statement .in{position:relative;max-width:780px}
.statement .eyebrow{color:var(--rose)}
.statement h2{font-size:clamp(28px,3.8vw,46px);font-weight:800;line-height:1.1;letter-spacing:-.03em}
.statement p{color:rgba(255,255,255,.8);font-size:18px;line-height:1.6;margin-top:22px;max-width:60ch}
@media(max-width:767px){.statement{padding:52px 26px;border-radius:20px}}

/* process */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;margin-top:50px;counter-reset:s}
.step{position:relative;padding-top:30px}
.step::before{content:counter(s,decimal-leading-zero);counter-increment:s;position:absolute;top:-4px;left:0;
  font-size:13px;font-weight:700;color:#fff;background:var(--bord);width:30px;height:30px;border-radius:50%;display:flex;align-items:center;justify-content:center}
.step h4{font-size:18px;font-weight:700;margin:14px 0 7px}
.step p{color:var(--muted);font-size:14px;line-height:1.55}
@media(max-width:767px){.steps{grid-template-columns:1fr;gap:8px}.step{padding:30px 0 8px}}

/* founder */
.founder{display:grid;grid-template-columns:.82fr 1.18fr;gap:56px;align-items:center}
.fphoto{aspect-ratio:4/5;background:linear-gradient(160deg,#F6ECEC,#E7D6D6);border:1px solid var(--line);border-radius:var(--r);display:flex;align-items:center;justify-content:center;color:var(--muted);font-size:14px;overflow:hidden}
.fphoto img{width:100%;height:100%;object-fit:cover}
.founder blockquote{font-size:clamp(23px,3vw,33px);font-weight:600;line-height:1.3;letter-spacing:-.02em}
.founder .sig{margin-top:22px;color:var(--muted);font-size:15px}
.founder .sig b{color:var(--ink);font-weight:700}
@media(max-width:767px){.founder{grid-template-columns:1fr;gap:26px}}

/* prose (Service- & Rechtstexte) */
.content-layout{display:grid;grid-template-columns:1fr 320px;gap:64px;align-items:start;margin-top:8px}
.prose{max-width:760px}.prose>*+*{margin-top:20px}
.prose h2{font-size:clamp(25px,3vw,33px);font-weight:800;letter-spacing:-.02em;line-height:1.15;margin-top:52px}
.prose h3{font-size:20px;font-weight:700;margin-top:34px}
.prose p{font-size:17px;line-height:1.65;color:#3a322f}
.prose ul,.prose ol{list-style:none}
.prose li{font-size:17px;line-height:1.6;color:#3a322f;padding:8px 0 8px 26px;position:relative}
.prose ul li::before{content:"—";position:absolute;left:0;color:var(--bord);font-weight:700}
.prose ol{counter-reset:li}.prose ol li{counter-increment:li}
.prose ol li::before{content:counter(li,decimal-leading-zero);position:absolute;left:0;color:var(--bord);font-weight:700;font-size:14px;top:11px}
.prose a:not(.btn):not(.txt){color:var(--bord);border-bottom:1px solid var(--bord-soft)}
.prose strong{color:var(--ink)}
.callout{background:var(--bord-soft);border:1px solid #EBD8D8;border-radius:var(--r);padding:26px 30px;font-size:17px;line-height:1.6}
.price-tag{display:inline-flex;align-items:baseline;gap:8px;font-size:15px;color:var(--muted)}
.price-tag strong{font-size:24px;color:var(--bord)}
.content-aside{position:sticky;top:100px;background:#fff;border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--shadow-s);overflow:hidden}
.content-aside .ah{background:var(--bord-deep);color:#fff;padding:18px 24px;font-weight:600;font-size:15px}
.content-aside .ab{padding:24px}
.content-aside p{font-size:14px;color:var(--muted);line-height:1.55;margin-bottom:18px}
.content-aside .btn{width:100%;justify-content:center}
@media(max-width:991px){.content-layout{grid-template-columns:1fr;gap:40px}.content-aside{position:static}}

/* faq */
.faq-item{border-top:1px solid var(--line);padding:24px 0}
.faq-item:last-child{border-bottom:1px solid var(--line)}
.faq-item h4{font-size:18px;font-weight:700;margin-bottom:10px}
.faq-item p{font-size:16px;color:var(--muted);line-height:1.6}

/* related */
.related-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:40px}
.related-card{border:1px solid var(--line);border-radius:var(--r-s);padding:22px;transition:border-color var(--dur),background var(--dur),transform var(--dur)}
.related-card:hover{border-color:var(--bord);background:var(--bord-soft);transform:translateY(-3px)}
.related-card span{font-size:13px;color:var(--bord);font-weight:700}
.related-card h4{font-size:17px;font-weight:700;margin-top:6px}
@media(max-width:767px){.related-grid{grid-template-columns:1fr}}

/* contact */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:start}
.contact-info dl{display:grid;gap:20px}
.contact-info dt{font-size:13px;text-transform:uppercase;letter-spacing:.1em;color:var(--bord);font-weight:700;margin-bottom:4px}
.contact-info dd{font-size:17px}
.form-card{background:#fff;border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--shadow-s);padding:32px}
.form-row{margin-bottom:18px}
.form-row label{display:block;font-size:14px;font-weight:600;margin-bottom:8px}
.form-row input,.form-row select,.form-row textarea{width:100%;padding:14px 16px;font:inherit;font-size:16px;color:var(--ink);
  background:#fff;border:1px solid var(--line);border-radius:var(--r-s);transition:border-color var(--dur)}
.form-row input:focus,.form-row select:focus,.form-row textarea:focus{outline:none;border-color:var(--bord)}
.form-row textarea{min-height:130px;resize:vertical}
.consent{display:flex;gap:10px;align-items:flex-start;font-size:14px;color:var(--muted);line-height:1.5;margin-bottom:20px}
.consent input{width:18px;height:18px;margin-top:2px;flex:none;accent-color:var(--bord)}
.form-card .btn{width:100%;justify-content:center}
.form-note{font-size:13px;color:var(--muted);margin-top:14px;text-align:center}
@media(max-width:767px){.contact-grid{grid-template-columns:1fr;gap:40px}}

/* cta band (matte bordeaux) */
.band{background:var(--bord);color:#fff;border-radius:28px;text-align:center;padding:88px 40px;position:relative;overflow:hidden}
.band::before{content:"";position:absolute;inset:0;background:radial-gradient(ellipse at 50% -20%,rgba(255,255,255,.14),transparent 60%)}
.band .in{position:relative}
.band h2{font-size:clamp(28px,4vw,46px);font-weight:800;letter-spacing:-.03em;max-width:20ch;margin:0 auto 14px;line-height:1.06}
.band p{color:rgba(255,255,255,.85);max-width:50ch;margin:0 auto 30px;font-size:17px}

/* footer */
footer{padding:70px 0 36px}
.footer-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:46px;margin-bottom:42px}
.footer-grid h5{font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);margin-bottom:16px}
.footer-grid ul{list-style:none}
.footer-grid li{padding:5px 0;font-size:15px}
.footer-grid a{color:#4a3f40}.footer-grid a:hover{color:var(--bord)}
.footer-brand .b{display:flex;align-items:center;gap:10px;font-weight:700;margin-bottom:12px}
.footer-brand img{height:32px;width:auto;max-width:none;margin-bottom:12px}
.footer-brand p{color:var(--muted);font-size:14px;line-height:1.6}
.footer-cta{margin-top:18px}
.footer-bottom{border-top:1px solid var(--line);padding-top:22px;display:flex;justify-content:space-between;gap:12px;font-size:13px;color:var(--muted)}
.footer-bottom a{color:var(--muted)}.footer-bottom a:hover{color:var(--bord)}
@media(max-width:767px){.footer-grid{grid-template-columns:1fr 1fr;gap:30px}.footer-bottom{flex-direction:column}}

/* ===== Tools: Budgetrechner ===== */
.calc-grid{display:grid;grid-template-columns:1fr 360px;gap:40px;align-items:start;margin-top:8px}
@media(max-width:991px){.calc-grid{grid-template-columns:1fr;gap:28px}}
.calc-group{background:#fff;border:1px solid var(--line);border-radius:var(--r);overflow:hidden;margin-bottom:18px}
.calc-group>h3{font-size:15px;font-weight:700;padding:16px 22px;background:var(--bord-soft);color:var(--bord);border-bottom:1px solid var(--line)}
.calc-row{display:flex;align-items:center;gap:14px;padding:12px 22px;border-bottom:1px solid var(--line)}
.calc-row:last-child{border-bottom:0}
.calc-row label{flex:1;font-size:15px;color:var(--ink)}
.calc-row .cf{display:flex;align-items:center;gap:6px;background:#fff;border:1px solid var(--line);border-radius:10px;padding:0 12px;transition:border-color var(--dur)}
.calc-row .cf:focus-within{border-color:var(--bord)}
.calc-row .cf .chf{font-size:13px;color:var(--muted);font-weight:600}
.calc-row input{width:120px;border:0;padding:11px 0;font:inherit;font-size:16px;text-align:right;background:transparent;outline:none;-moz-appearance:textfield}
.calc-row input::-webkit-outer-spin-button,.calc-row input::-webkit-inner-spin-button{-webkit-appearance:none;margin:0}
.calc-result{position:sticky;top:100px;background:#fff;border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--shadow);overflow:hidden}
.calc-result .rh{background:var(--bord-deep);color:#fff;padding:24px 26px}
.calc-result .rh .lbl{font-size:12px;letter-spacing:.1em;text-transform:uppercase;opacity:.8}
.calc-result .rh .big{font-size:38px;font-weight:800;letter-spacing:-.03em;margin-top:4px}
.calc-result .rh .sub{font-size:13px;opacity:.82;margin-top:4px}
.calc-result .rb{padding:22px 26px}
.calc-line{display:flex;justify-content:space-between;font-size:15px;padding:8px 0;border-bottom:1px solid var(--line)}
.calc-line.tot{font-weight:700;border-bottom:0;padding-top:14px}
.calc-line .pos{color:#1e7d4f;font-weight:700}.calc-line .neg{color:var(--bord);font-weight:700}
.calc-meter{height:8px;border-radius:5px;background:var(--line);overflow:hidden;margin:16px 0 6px}
.calc-meter span{display:block;height:100%;background:var(--bord);width:0;transition:width .4s var(--ease)}
.calc-note{font-size:13px;color:var(--muted);line-height:1.5;margin-top:6px}
.calc-result .btn{width:100%;justify-content:center;margin-top:18px}

/* ===== Tools: Standortbestimmung (Quiz) ===== */
.quiz-progress{height:6px;border-radius:5px;background:var(--bord-soft);overflow:hidden;margin:0 0 36px}
.quiz-progress span{display:block;height:100%;background:var(--bord);width:0;transition:width .4s var(--ease)}
.q{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:28px;margin-bottom:16px;box-shadow:var(--shadow-s)}
.q .qn{font-size:13px;font-weight:700;color:var(--bord);margin-bottom:8px;letter-spacing:.04em}
.q h3{font-size:19px;font-weight:700;line-height:1.3;margin-bottom:18px}
.q .opts{display:grid;gap:10px}
.opt{display:flex;gap:12px;align-items:flex-start;border:1px solid var(--line);border-radius:12px;padding:14px 16px;cursor:pointer;transition:border-color var(--dur),background var(--dur)}
.opt:hover{border-color:var(--bord)}
.opt.sel{border-color:var(--bord);background:var(--bord-soft)}
.opt .mk{width:20px;height:20px;border-radius:50%;border:2px solid var(--line);flex:none;margin-top:1px;transition:border-color var(--dur),background var(--dur);position:relative}
.opt.sel .mk{border-color:var(--bord);background:var(--bord)}
.opt.sel .mk::after{content:"";position:absolute;inset:4px;background:#fff;border-radius:50%}
.opt span{font-size:15.5px;line-height:1.45}
.quiz-result{display:none;background:#fff;border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--shadow);overflow:hidden}
.quiz-result.show{display:block}
.quiz-result .qrh{padding:34px 34px 26px;color:#fff;background:var(--bord-deep)}
.quiz-result .qrh .lbl{font-size:12px;letter-spacing:.1em;text-transform:uppercase;opacity:.8}
.quiz-result .qrh h2{font-size:clamp(26px,3.4vw,38px);font-weight:800;letter-spacing:-.02em;margin-top:6px;line-height:1.1}
.quiz-result .qrh .score{font-size:14px;opacity:.85;margin-top:10px}
.quiz-result .qrb{padding:30px 34px}
.quiz-result .qrb h4{font-size:13px;text-transform:uppercase;letter-spacing:.1em;color:var(--bord);margin-bottom:14px;font-weight:700}
.quiz-result .qrb ul{list-style:none;margin-bottom:26px}
.quiz-result .qrb li{padding:10px 0 10px 28px;position:relative;font-size:16px;line-height:1.5;border-top:1px solid var(--line)}
.quiz-result .qrb li:first-child{border-top:0}
.quiz-result .qrb li::before{content:"→";position:absolute;left:0;color:var(--bord);font-weight:700}
.quiz-actions{display:flex;gap:12px;flex-wrap:wrap}

/* ===== Akkordeon (Erklärungen) ===== */
.acc{border:1px solid var(--line);border-radius:var(--r);overflow:hidden;background:#fff;margin-bottom:14px;box-shadow:var(--shadow-s)}
.acc details{border-bottom:1px solid var(--line)}
.acc details:last-child{border-bottom:0}
.acc summary{padding:18px 24px;font-weight:600;font-size:16px;cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:14px;transition:color var(--dur)}
.acc summary::-webkit-details-marker{display:none}
.acc summary::after{content:"+";color:var(--bord);font-size:22px;font-weight:700;flex:none}
.acc details[open] summary::after{content:"–"}
.acc details[open] summary{color:var(--bord)}
.acc summary:hover{color:var(--bord)}
.acc .ac-body{padding:0 24px 20px;color:var(--muted);font-size:15.5px;line-height:1.6}
.acc-group-title{font-size:13px;text-transform:uppercase;letter-spacing:.1em;color:var(--bord);font-weight:700;margin:36px 0 14px}
.acc-group-title:first-child{margin-top:0}

/* WhatsApp Floating-Button */
.wa-fab{position:fixed;right:20px;bottom:20px;width:58px;height:58px;border-radius:50%;background:#25D366;
  display:flex;align-items:center;justify-content:center;z-index:60;box-shadow:0 10px 28px -8px rgba(0,0,0,.32);
  transition:transform var(--dur) var(--ease),box-shadow var(--dur) var(--ease)}
.wa-fab:hover{transform:translateY(-3px) scale(1.04);box-shadow:0 16px 34px -10px rgba(0,0,0,.4)}
.wa-fab::after{content:"WhatsApp";position:absolute;right:70px;background:var(--ink);color:#fff;font-size:13px;
  font-weight:600;padding:7px 12px;border-radius:8px;white-space:nowrap;opacity:0;transform:translateX(6px);
  transition:opacity var(--dur),transform var(--dur);pointer-events:none}
.wa-fab:hover::after{opacity:1;transform:translateX(0)}
@media(max-width:560px){.wa-fab{width:52px;height:52px;right:16px;bottom:16px}.wa-fab::after{display:none}}

/* Interaktive Checkliste + Upload (Kundenbereich) */
.check-card{background:#fff;border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--shadow-s);overflow:hidden;margin-bottom:22px}
.check-head{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:22px 26px;border-bottom:1px solid var(--line)}
.check-head h3{font-size:19px;font-weight:700}
.check-progress{font-size:13px;color:var(--muted);font-weight:600;white-space:nowrap}
.check-bar{height:6px;background:var(--bord-soft)}
.check-bar span{display:block;height:100%;width:0;background:var(--bord);transition:width .4s var(--ease)}
.check-list{list-style:none;padding:8px 0}
.check-list li{padding:0}
.check-list label{display:flex;gap:14px;align-items:flex-start;padding:14px 26px;cursor:pointer;transition:background var(--dur)}
.check-list label:hover{background:var(--bord-soft)}
.check-list input{appearance:none;-webkit-appearance:none;width:22px;height:22px;flex:none;margin-top:1px;border:2px solid var(--line);border-radius:7px;cursor:pointer;transition:background var(--dur),border-color var(--dur);position:relative}
.check-list input:checked{background:var(--bord);border-color:var(--bord)}
.check-list input:checked::after{content:"✓";position:absolute;inset:0;color:#fff;font-size:13px;font-weight:800;display:flex;align-items:center;justify-content:center}
.check-list .txt-l{font-size:16px;line-height:1.5}
.check-list input:checked + .txt-l{color:var(--muted);text-decoration:line-through}
.check-list .hint{display:block;font-size:13px;color:var(--muted);text-decoration:none!important;margin-top:2px}

.upload-zone{border:2px dashed #D8C6C6;border-radius:var(--r);background:var(--bord-soft);padding:40px 30px;text-align:center;transition:border-color var(--dur),background var(--dur)}
.upload-zone.drag{border-color:var(--bord);background:#F1Dede}
.upload-zone .ico{width:54px;height:54px;border-radius:14px;background:#fff;color:var(--bord);display:flex;align-items:center;justify-content:center;margin:0 auto 16px;font-size:24px;box-shadow:var(--shadow-s)}
.upload-zone h3{font-size:19px;font-weight:700;margin-bottom:8px}
.upload-zone p{color:var(--muted);font-size:14.5px;line-height:1.55;max-width:46ch;margin:0 auto 18px}
.upload-zone input[type=file]{display:none}
.upload-files{margin-top:18px;text-align:left;max-width:520px;margin-left:auto;margin-right:auto}
.upload-files .f{display:flex;align-items:center;gap:10px;background:#fff;border:1px solid var(--line);border-radius:10px;padding:10px 14px;margin-bottom:8px;font-size:14px}
.upload-files .f .x{margin-left:auto;color:var(--muted);cursor:pointer;font-weight:700}
.secure-note{display:flex;gap:10px;align-items:flex-start;font-size:13px;color:var(--muted);line-height:1.5;margin-top:18px;max-width:560px}
.secure-note .lock{color:var(--bord);flex:none}

@media print{header,footer,.band,.cta-final,.nav-toggle,.mobile-menu,.ticker,.wa-fab{display:none!important}body{color:#000;background:#fff}}